WAGER TYPES AND PAYOFFS

A wager on a game or event in which a team (or total, player, etc.) is selected to win against the point spread, odds or a combination both.

Point Spread (i.e., football, basketball, hockey- puck line): If the number is positive (+), then you add the points to your team's score. If the number is negative (-), then subtract those points from your teams score. The side with the higher score after the points are applied is the winner.

All point spread straight bets are 11/10 (e.g., bet $11 to win $10), unless otherwise noted.

Odds or Money Line (i.e., baseball, football/hockey- money line, golf, tennis, futures, horses, auto, boxing, soccer): A wager on the selection to win outright (no point spread).

If the odds are positive (+), then the payoff is calculated by multiplying the wager times the odds (e.g., if you wager $50 and the odds are +120, the payoff is: $50 x 1.20 = $60). If the odds are (-), then the payoff is calculated by dividing the wager by the odds (e.g., if you wager $55 and the odds are -110, the payoff is $55 / 1.1 = $50).

Point Spread with Odds (i.e., golf matchups): A combination of the two above. The selection must win by the point spread, and the payoffs are calculated by the odds.

Parlays

A parlay is a group of straight bets combined into one bet. For a parlay to win, all the individual bets must win. You can mix different sports on the same parlay. Two or more straight bets combined together to make one wager. If all teams in the parlay win, the parlay is a winning bet. If any team included in the parlay loses, the parlay is a losing bet. If a team in the parlay ties or is "no action," the parlay's number of teams is reduced by one; a tie on a two team parlay become a straight bet.

Parlay payoffs are as follows:

Parlay Odds
# of Teams	Payoff
2	13/5
3	6/1
4	10/1
5	20/1
6	40/1

Teasers

Any wager used in a Teaser with a favorite price of -115 or more will have a 1/2 point subtracted from the Teaser points for that wager only. The Teaser payout will remain the same.

For Example,

if the line on a team included in a 6-Point Teaser is +3 (-120), that Team will receive 5 1/2 points, not 6, makring the new line +8 1/2 for this Teaser. All other wagers included in this Teaser will still receive the full 6 points.

Teaser payoffs for NFL and College Football are the following:

Teaser Odds
# of Teams	6 Points	6½ Points	7 Points	10 Points	13 Points
2	10/11	10/12	10/13
3	9/5	8/5	7/5	100/125
4	3/1	5/2	2/1		100/140
5	9/2	7/2	3/1
6	6/1	5/1	4/1

* Limit 2 Totals on 10pt And 13pt TEASERS

Teaser Payoffs for BasketBall

Teaser Odds
# of Teams	4 Points	4 ½ Points	5 Points	7 Points
2	10/11	10/12	10/13	.
3	9/5	8/5	7/5	100/125
4	3/1	5/2	2/1	.
5	9/2	7/2	3/1	.
6	6/1	5/1	4/1	.

Teaser ties drop down to next lower payoff.

- A 2 Team Teaser 'TIE' is no Action.

- A 3 Team Teaser (10PT FootBall/7PT Baskets) is no ACTION.

- Any Loss in a Teaser is a LOSS.

Sports and Available Type of Wagers.

Football / Basketball

Types of wagers available for football and basketball: Straight (point spread & money-line), totals, half-times and propositions.

Baseball

Types of wagers available for baseball: Straight (run-line & money-line), totals, and propositions.

Special Baseball Rules

Baseball games are declared official after 5 innings of play or 4 1/2 innings if the home team is winning. If a game is called or suspended, the winner is determined by the score after the last full inning unless the home team scores to tie or take the lead in the bottom half of the inning, in which case the winner is determined by the score at the time the game is called. Wagers will be refunded if the home team ties the game and it is then suspended. Events will not carry over to the following, unless otherwise specified.

For total (over/under) wagers, the game must complete nine innings (8 1/2 if the home team is winning) to have action. If a game is called or suspended, the score will be determined by the last full inning unless the home team scores to tie or take the lead in the bottom half of the inning, in which case the score is determined at the time the game is called. All total wagers are automatically both listed pitchers (see below).

Rules for run-line wagers and propositions are the same as those for baseball totals

There are three wagering options for baseball.

Action:

wager on team vs. team, regardless who pitches. If one of the listed pitchers does not start the game, the line will be adjusted to the opening line with the new pitcher.

List Both Pitchers:

wager only if both listed pitchers start the game. The wager will be "no action" if either or both pitchers do not start the game. wager only if one team's listed pitcher starts the game. The wager will be "no action" if the specified pitcher does not start the game.

Hockey

Types of wagers available for hockey: Straight (puck-line & money-line), totals, and propositions.

Golf

Types of wagers available for golf: Odds to win & place (top four) tournament, odds to win foursome, straight bets on daily matchups (odds plus stroke line with odds), and propositions.

For any wager, if the selected player (or opponent if daily matchup) does not tee off, the wager is "no action", and the wager amount will be refunded. For stroke line wagers, the player with the "-" is the favorite and the "+" is the underdog (e.g., you wager on Fred Couples (+2) over David Duval, Couples shoots 68 and Duval 67: Couples is the winner by a margin of one stroke since Duval was favored by two strokes).

wager on one player to place higher than another for the tournament. If there is a tie, the wager amount will be refunded.

Tennis

Types of wagers available for tennis: Odds to win tournament, odds to win daily matches, and propositions.

Horse Racing

Types of wagers available for horse racing: Odds to win, place & show; exactas, quinellas and propositions.

Auto Racing

Types of wagers available for auto racing: Odds to win race, odds to win matchups, propositions.

Other

Wagering will be available on other sports and special events, and will be included in the futures page.

Scored Official.

Games/Events are declared official according to the following.

SPORT	SCORED OFFICIAL AFTER
FOOTBALL	55 minutes of play
BASKETBALL (NBA)	43 minutes of play
BASKETBALL (NCAA)	35 minutes of play
BASEBALL	5 innings of play
HOCKEY	55 minutes of play
GOLF	54 holes of play
BOXING	After opening bell is rung
OTHER SPORTS	For timed events, must have less than 5 minutes remaining